Clean Slate Credit Repair Center | Bad Credit Auto Loans Lithonia, GA

Clean Slate Program

Bad things happen to good people. Let our Credit Repair Center help.

Nalley Hyundai is a top new and used car dealership in Lithonia, GA. We help customers throughout the Atlanta area with credit questions and inquiries. Our sales team has the experience necessary to assist you with credit repair and auto loans. Our speciality is getting customers qualified for the new or pre-owned car, truck, or SUV that they desire.

Cards

Credit challenges? We can help.

Good credit, bad credit, credit damage, no credit - the word credit alone causes stress in the minds of many consumers. At Nalley Hyundai, our goal is to make auto loans more attainable for those experiencing credit difficulties. We understand that personal and financial hardships can happen to anyone at anytime, often impacting one’s credit score. The good news? We’re no ordinary dealership. We have the patience and experience necessary to provide a pleasant car-buying experience for credit-challenged customers. With our large selection of new and pre-owned inventory, including many vehicles under $10,000, you’re sure to find the perfect car or SUV for your needs.

Credit Building Tips

Debt
Prioritize which loans, cards, and lines of credit are the most imperative and realistic to pay off within a set amount of time and avoid closing accounts.
Limit credit card use. The ideal balance to credit utilization ratio is 30% or lower.
Foreclosure
Focus on re-building your credit and keeping your current accounts in good standing.
Keep your foreclosure isolated as a single negative item as if it were a mortgage account. This will be less damaging to your credit score.
Divorce
Pay your bills on time, making payments before or on the expected due date. Creditors report the account to the credit bureaus when a payment is 30 or more days late.
Continue to establish credit history. Keeping your accounts in good standing establishes trust with creditors and can only boost your credit score.
Bankruptcy & Unforeseen Bills
During bankruptcy, focus on re-building your credit by opening a credit card. Charge minimally and pay consistently. Open 1 to 3 accounts that will benefit your credit score.
Communicate with your medical, financial institutions, and creditors. There are many programs that assist consumers, customers, patients, or students with high bills or mounds of debt.
Car

Credit Repair FAQ

Can I still get approved for a car loan with bad credit?

Of course! Our team of sales team specializes in bad credit scenarios and will work diligently to help you get approved for an auto loan.

Do I need to trade in a car or put cash down to be approved?

No, at Nalley Hyundai you are not required to produce a down payment or trade a vehicle to obtain a car loan.

Can I get approved for a car if I just started a new job?

Yes! Typically lenders prefer to see two years of continuous employment, however, as long as you can provide a pay stub, proof of income, or job verification, we can work with you to get approved for a loan.

I filed for bankruptcy. Is my credit good enough to get approved for a car loan?

Although a bankruptcy could stay on your credit for up to 10 years, you can still get approved for a car loan. It can also help you rebuild your credit score.

Can I get approved for a car loan if I am in debt?

Whether you have credit card debt, student loans, or a home mortgage, our sales team is qualified to get you approved for an auto loan. We work with numerous financial institutions on a daily basis that understand high-debt circumstances.

I just got out of a divorce, am I able to get approved for an auto loan?

You can still get approved for an auto loan despite any division of assets or accounts. Our credit specialists work with divorcees on a daily basis and understand the credit difficult that can arise from a divorce. We’ll help you get approved for a loan that fits your new lifestyle and readjusted finances.

Stop by for more.

Come over to Nalley Hyundai to work with one of our credit specialists.

Sales Hours

  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 8:00PM
  • Sunday 12:00PM-5:00PM (Last 2 Sundays)
See all department hours

Dealership Hours

  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 8:00PM
  • Sunday 12:00PM-5:00PM (Last 2 Sundays)

Parts Dept. Hours

  • Monday 7:00AM - 6:00PM
  • Tuesday 7:00AM - 6:00PM
  • Wednesday 7:00AM - 6:00PM
  • Thursday 7:00AM - 6:00PM
  • Friday 7:00AM - 6:00PM
  • Saturday 8:00AM - 5:00PM
  • Sunday Closed

Service Dept. Hours

  • Monday 7:00AM - 6:00PM
  • Tuesday 7:00AM - 6:00PM
  • Wednesday 7:00AM - 6:00PM
  • Thursday 7:00AM - 6:00PM
  • Friday 7:00AM - 6:00PM
  • Saturday 8:00AM - 5:00PM
  • Sunday Closed

Contact

Nalley Hyundai

7909 Mall Parkway
Directions Lithonia, GA 30038

  • Sales: (855) 848-2221

Clean Slate Credit Repair

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